Bank Transfers

ACH payment processing that cuts your cost per transaction

Accept direct bank transfers for invoices, subscriptions, and large-ticket sales at a fraction of typical card costs.

Not every payment needs to run over card rails. Rent, tuition, wholesale invoices, and recurring memberships are often better suited to ACH, where the cost is usually a flat, low fee instead of a percentage of the sale. Tasskel Pay adds ACH acceptance to your merchant account so you can route each payment type to whichever method makes sense — card for walk-in retail, ACH for high-ticket or recurring billing — without juggling a second vendor, a second statement, or a second login.

Why ACH makes sense for larger invoices

Card processing is priced as a percentage of the sale, so a $10,000 invoice can cost $250–$350 in fees. ACH transfers typically carry a flat per-transaction cost regardless of the amount, which makes them a natural fit for B2B invoicing, wholesale orders, tuition, rent, and other high-dollar payments.

Built for recurring and subscription billing

Pair ACH with our recurring billing tools to draft memberships, service contracts, or installment plans directly from a customer's bank account. Fewer declines from expired cards, predictable monthly cash flow, and one dashboard to manage every subscriber.

  • Automatic retry on failed drafts
  • Email/SMS receipt on every transfer
  • Same-day or standard settlement options

Verification and NACHA compliance handled for you

Every ACH transaction runs through account verification and NACHA-compliant authorization capture, whether you're collecting a signed form, a typed authorization online, or a phone order. You get the audit trail; we handle the rails.

One dashboard for cards and ACH together

ACH activity shows up in the same reporting you already use for card sales — batch totals, deposit tracking, and customer-level history — so your bookkeeping doesn't need a second system.

Frequently asked questions

How long does an ACH payment take to settle?

Standard ACH transfers typically settle in 1–3 business days. Faster settlement options are available for time-sensitive payments.

Is ACH cheaper than credit card processing?

For larger transactions, usually yes — ACH is typically priced as a flat fee rather than a percentage, so the savings grow as the invoice amount grows.

Can I use ACH for recurring billing?

Yes. ACH pairs directly with our recurring billing tools for memberships, service contracts, and installment payments drafted straight from a bank account.

What happens if an ACH payment is returned?

Returned transfers are flagged in your dashboard with the return reason so you can follow up or retry, the same way a declined card would appear.

Are You Ready to Get Started Today?

Complete your online merchant application, keep 100% of your card sales, and unlock the full Tasskel business suite with your account.