Offer installments without carrying the risk
The financing decision and repayment risk sit with the financing partner, not your business — you receive the full sale amount up front regardless of how the customer repays it.
Sell More, Upfront
Point-of-sale financing that helps close bigger tickets
Let customers split a large purchase into installments while you get paid in full, upfront.
High-ticket items — furniture, dental work, home services, specialty equipment — often stall at the moment of decision because the full price feels like a lot to pay at once. Point-of-sale financing offers the customer an installment plan at checkout while you're paid in full upfront, moving the payment risk off your books entirely. It's a common tool in retail and service industries where average ticket size matters, and it can be the difference between a customer walking away to 'think about it' and closing the sale on the spot.
Works at checkout, in person or online
Present financing as a payment option at the register or during online checkout for larger purchases, giving budget-conscious customers a reason to say yes.
- Instant approval decisions at checkout
- Works for in-store and online sales
- No cost to you if the customer chooses to finance
A fit for high-ticket categories
Furniture, home improvement, dental and medical services, and specialty retail all commonly see lift in close rate and average ticket when financing is offered as an option.
Simple to add to your existing checkout
Financing integrates alongside your standard card and cash options, so staff can present it as one more way to pay rather than a separate application process.
Frequently asked questions
Do I take on risk if the customer doesn't repay the loan?
No, the financing partner assumes the repayment risk — you're paid the full sale amount upfront.
Is there a cost to my business to offer financing?
Financing programs are structured so the customer's repayment terms don't add cost to your standard processing.
Can financing be offered online as well as in-store?
Yes, POS financing can be presented as a checkout option both in person and on your website.
What kinds of businesses benefit most from POS financing?
High-ticket categories like furniture, home services, dental and medical, and specialty retail typically see the biggest impact on close rate.
Are You Ready to Get Started Today?
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