Pricing

Credit Card Processing Rates and Fees, Explained Plainly

Two transparent pricing options — zero-fee cash discount or interchange-plus — and no hidden charges on either.

Credit card processing fees are the single biggest cost most small businesses never negotiate. Advertised rates rarely match what shows up on the statement once monthly, batch, PCI, and equipment fees are added. Tasskel Pay offers two pricing models, both fully transparent: a zero-fee cash discount program with no transaction fees and a flat $25 monthly fee for unlimited processing, and interchange-plus pricing for merchants who prefer a traditional model with the lowest possible markup.

Credit Card Processing Rates & Pricing with Tasskel Pay — countertop POS terminal accepting a zero-fee card payment

Option 1: Zero-fee cash discount processing

Your posted price includes the cost of card acceptance, and cash customers receive a disclosed discount. Your deposit arrives as the full sale amount, so your effective processing rate is 0%. This is the lowest credit card processing rate possible, and it is what most Tasskel Pay merchants choose.

Option 2: Interchange-plus pricing

Interchange-plus passes the exact interchange and network cost set by Visa, Mastercard, Discover, and Amex straight through to you, then adds one small, fixed markup that is disclosed in writing. It is the most transparent traditional pricing model, and it is preferred by businesses with high average tickets, B2B sales, or customers who pay with corporate cards.

  • Interchange passed through at cost — no padding
  • One fixed, disclosed processor markup
  • Itemized statements you can audit line by line
  • No tiered 'qualified / non-qualified' pricing games

Fees we never charge

  • Early termination or cancellation fees
  • Equipment lease payments — equipment is included with approval
  • Setup or application fees
  • Surprise annual or 'regulatory' fees

How to compare credit card processing rates

Divide the total fees on your last statement by your total card volume. That effective rate is the only honest comparison between providers. Send us your statement and we will show you exactly what you would pay under each Tasskel Pay option.

Frequently asked questions

What are the lowest credit card processing rates?

Tasskel Pay's compliant cash discount program charges no transaction fees and a flat $25 monthly fee for unlimited processing. For traditional pricing, interchange-plus with a low fixed markup is the lowest-cost model.

What is interchange-plus pricing?

A pricing model where you pay the actual interchange cost set by the card networks plus one fixed processor markup, both itemized on your statement.

Which pricing model is right for me?

Most storefront businesses save the most with zero-fee processing. Businesses with large B2B invoices or mostly corporate cards often prefer interchange-plus. We will model both from your statement.

Ask about Credit Card Processing Rates & Pricing

Tell us about your business and a Tasskel Pay specialist will reply within one business day.

Are You Ready to Get Started Today?

Complete your online merchant application, keep 100% of your card sales, and unlock the full Tasskel business suite with your account.