Funding based on your processing history
Because approval is tied to your card sales volume rather than a traditional credit application, businesses that might not qualify for a conventional bank loan can often still access funding.
Business Funding
Merchant cash advance funding tied to your card sales
Access working capital fast, repaid automatically as a percentage of daily card sales instead of a fixed payment.
Traditional business loans can take weeks to approve and require collateral many small businesses don't have. A merchant cash advance works differently: funding is based largely on your card processing history, and repayment happens automatically as a small percentage of each day's card sales — so payments naturally scale up in busy periods and down in slow ones. For a business that already processes with Tasskel Pay, this means no separate underwriting process built around a stack of paperwork, and the ability to move quickly on inventory, equipment, or seasonal cash flow needs.
Repayment that flexes with your sales
Instead of a fixed monthly payment, a set percentage of daily card sales goes toward repayment automatically — so a slow week means a smaller payment, not a missed one.
- No fixed monthly bill to budget around
- Repayment scales with sales volume
- No collateral required
Common uses for merchant cash advances
Businesses typically use this type of funding for inventory purchases, equipment repair or replacement, seasonal staffing, marketing pushes, or bridging a short-term cash flow gap.
A faster path than a traditional loan
Because the underwriting leans on your existing processing data, approval and funding timelines are typically much faster than a conventional small business loan application.
Frequently asked questions
How is a merchant cash advance different from a loan?
Repayment is structured as a percentage of your daily card sales rather than a fixed monthly payment, so it naturally adjusts with your business's revenue.
Do I need collateral to qualify?
No, merchant cash advances are typically based on your card processing history rather than requiring collateral.
How fast can I get funded?
Because underwriting relies on your existing processing data, funding timelines are typically much faster than a traditional bank loan.
What can I use the funding for?
Common uses include inventory, equipment, seasonal staffing, marketing, or covering a short-term cash flow gap.
Are You Ready to Get Started Today?
Complete your online merchant application, keep 100% of your card sales, and unlock the full Tasskel business suite with your account.