Dedicated merchant account vs payment aggregator
With an aggregator you sign up in minutes but share risk with every other seller on the platform, and any unusual spike can trigger a reserve or account freeze. A dedicated merchant account takes a short application up front, then gives you stable processing limits, your own merchant ID, and a real support team who can see your account.
- Your own merchant ID and underwriting
- Processing limits set from your actual volume and average ticket
- Fewer surprise holds and reserves
- Direct support by phone at (828) 888-8331

