Comparison

Tasskel Pay vs Square

Two different ways to accept cards — see which pricing model fits your business.

Merchants comparing Tasskel Pay and Square are really comparing two pricing philosophies: per-transaction percentage-based pricing versus a cash discount program where the merchant pays $0 in processing fees. Square built its reputation on simple flat-rate pricing bundled with its own hardware and software ecosystem, which works well for many small businesses. Tasskel Pay takes a different approach, passing card costs to customers who choose to pay by card while offering free POS equipment, no long-term contract, and a decision typically within 24 hours. Neither model is inherently better — the right fit depends on your transaction volume, average ticket size, and how your customers prefer to pay. Below we break down the structural differences so you can decide with confidence.

Pricing model: percentage-based vs. cash discount

Flat-rate processors like Square charge a percentage plus a per-transaction fee on every card sale, which scales directly with your revenue. Tasskel Pay uses a cash discount program instead, so the merchant's cost for processing card payments can be $0 — customers who pay by card cover a disclosed, compliant service fee at checkout, while cash-paying customers pay the listed price.

  • Percentage-based: cost rises as your card sales volume grows
  • Cash discount: merchant processing cost is $0, disclosed at point of sale
  • Both models are legal in the U.S. when disclosed properly at checkout

Hardware and equipment

Square is known for its own line of terminals and readers, which you typically purchase upfront or finance. Tasskel Pay includes POS equipment free with every merchant account, so there's no separate hardware bill to budget for.

  • Square: proprietary hardware, purchased or financed separately
  • Tasskel Pay: POS equipment included at no extra cost with your account

Contracts and cancellation

Contract terms vary by processor and can change over time, so it's worth reading the current agreement carefully. Tasskel Pay merchant accounts come with no long-term contract, giving you flexibility if your needs change.

Who each option tends to fit best

  • Square often suits businesses that want an all-in-one branded ecosystem and are comfortable with per-swipe fees baked into pricing
  • Tasskel Pay often suits businesses that want to eliminate processing costs entirely through a compliant cash discount program
  • Higher-volume merchants tend to feel the difference between the two models most

Switching to Tasskel Pay

Switching typically involves a short application, a decision typically within 24 hours, and free setup of your new POS equipment alongside the full Tasskel business suite. Because pricing and terms from any processor, including Square, can change without notice, we recommend confirming current rates and contract terms directly with the provider before comparing final numbers.

Frequently asked questions

Is Tasskel Pay cheaper than Square?

It depends on your volume and model. Tasskel Pay's cash discount program is designed so merchants pay $0 in processing fees, while Square uses percentage-based pricing on every transaction. Compare based on your own sales mix.

Do I need to buy new hardware to switch?

No — Tasskel Pay includes free POS equipment with every merchant account, so there's no separate hardware purchase required.

Is a cash discount program legal?

Yes, cash discount programs are legal in the U.S. when the card fee is clearly disclosed to customers at checkout, which Tasskel Pay's program is designed to do.

Is there a contract with Tasskel Pay?

No, Tasskel Pay merchant accounts have no long-term contract.

How long does approval take?

Most Tasskel Pay applications receive a decision within 24 hours.

Are You Ready to Get Started Today?

Complete your online merchant application, keep 100% of your card sales, and unlock the full Tasskel business suite with your account.